Am I covered by travel insurance if I need to see a dentist?

Yes, there's cover if you need to go to a dentist for unexpected, immediate and necessary emergency dental treatment while travelling.

What’s covered

  • Expenses you incur during your trip for care ordered, prescribed or received from a licensed registered dentist if you need emergency dental treatment to repair or replace your natural or permanently attached artificial teeth because of an accidental blow to your face or mouth; and expenses for continuing care after you return to your home province and completed within 180 days of your return, up to the benefit limit; or

  • Expenses you incur during your trip, up to the benefit limit, for emergency dental treatment required because of an emergency due to a cause other than an accidental blow to your face or mouth; and

  • Expenses you incur for prescription medication as a result of the emergency

What you need to do if something happens

  • Call the emergency assistance team for advice on your dental condition or if you need directions to the nearest or most suitable dentist or medical facility.

  • Go to a licensed, registered dentist for the emergency dental treatment you need; or

  • Your treating dentist must be registered and licensed and must certify in writing that your treatment was to relieve sudden and acute pain caused by an injury or accidental injury to your natural teeth

  • You should pay the dental bills yourself then make a claim online once all your treatment is finished

What’s not covered

The policy isn’t designed to cover everything. Take the time to read the terms and conditions in your policy for full details.
Here are the main things that aren’t covered:

  • Dental treatment which is can wait until your return home

  • Damage to dentures, dental prostheses, bridges or crowns if not permanently attached artificial teeth

  • Treatment once the emergency ends and you are able to return to your home province for further treatment after one follow up visit.

  • Any pre-existing medical condition

This is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions.

If you have any questions, feel free to send a message or call Travel Guard Canada's team directly:

Telephone: +1 416 646 3723 (outside Canada)
Telephone: 1 877 328 2528 toll-free from Canada and Continental US

We're here to help (CST): Monday – Friday 7am-8pm; Saturday: 8am-5pm; Sunday & Holidays: 8am-4pm.

 


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We’re here to help if you have a question about travel insurance. We’re available:

  • Monday to Friday 7:00am - 8:00pm (CST)
  • Saturday 8:00am - 6:00pm (CST)

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Phone

Within Canada & continental USA, toll free:
1 877 328 2528

International collect:
+1 416 646 3723