World Nomads’ plans provide coverage aimed at many mountain biking or cycling activities for Canadian residents who are travelling abroad or out of province. Check your plan carefully before heading down the road as conditions and exclusions apply. You may have to purchase a sports upgrade for an additional premium.
If the mountain biking and cycling are incidental to your trip (that is, you only plan to go for a day or two here and there, and you’re not using a bike as your main mode of transport) then our plans may cover you for:
If you opt for the sports and activities upgrade and pay the additional premium for activities labeled “Level 2” and “Level 3,” you may also have coverage for:
The policies do not cover any cycling or mountain biking on the Yungas Road (Death Road) in Bolivia or any cycling or mountain biking over 6,000 metres. If you’re not sure if your planned adventure is covered, contact us.
Provided you are acting responsibly, the policies provide coverage for cycling or mountain-biking-related incidents, such as:
Emergency medical procedures and transportation need to be pre-approved and arranged by the 24/7 Emergency Assistance team. In some instances, you may be required to pay upfront because the medical facility does not accept travel insurance.
Travel insurance isn’t designed to cover everything. Our policies exclude:
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage or if you have questions, just ask us.
We’re here to help if you have a question about travel insurance. We’re available:
Within Canada & continental USA, toll free:
1 877 328 2528
International collect:
+1 416 646 3723
Before your trip, check the latest government advice – for your destination and any travel alerts including important COVID-19 coverage advisory and limitations.