Photo © Kiszon Pascal/Getty Images

Travel insurance for China

From boom to bamboo, Great Wall to the Gobi Desert. In such a diverse country, only one thing’s for sure; nothing’s for sure.

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Whether you’re braving the crowds of Beijing or retracing the footsteps of nomads before you on the Silk Road, China is as diverse as you’d expect a country of 1.4 billion people to be.

Such uniqueness brings surprises – some amazing, others not so. This is where travel insurance comes in. World Nomads policies may help in the face of the unexpected, allowing you to explore China with a support team behind you.


Conquering the language barrier in a crisis

Emergencies abroad are stressful enough, but try navigating the Chinese system when you don’t speak Mandarin, Cantonese or the local dialect… lucky you have travel insurance!

In a medical emergency, contact World Nomads 24/7 Emergency Assistance team who  can direct you to nearby appropriate care, talk to doctors, help out with admin and pay for expenses upfront if necessary. They can also help in other sticky situations, such as if your passport is lost or your checked-in bag ends up in Hunan instead of Hainan.

It’s worth knowing that while we can help with communication on the ground, you’ll need to translate paperwork into English when you make (or lodge) your claim.

 

Getting the right coverage for your adventure

If you’re the kind of nomad that likes to see a country from all angles, including upside-down, underneath and above, keep in mind that many adventure activities have travel insurance restrictions. You may need to compare activities coverage in World Nomads’ Standard and Explorer Plans before you buy, or add activities to your policy when you buy, depending on your country of residence.

Coverage for an activity may have special requirements too and if you don’t comply with them, your travel insurance may be void. For example, if you plan to drive you must be licensed for that type of vehicle both at home and in China… that means getting a Chinese driver’s license (International Driving Permits aren’t recognized).

You may also need cover upgrades, licenses and safety gear for activities such as riding e-bikes, scuba and hiking – check out your policy wording and contact customer service if you’re unsure what your cover includes.

It’s important to choose your level of coverage carefully when you buy as you can’t upgrade after the review or cooling-off period. Please also check your policy for activities we don’t cover and other exclusions, such as search and rescue.

 

Getting cozy with the locals

While diving into the crowd is part of the experience of traveling China, it’s worth brushing up on ways to protect yourself, your stuff and your insurance.

·         Where there are crowds there are often pickpockets. You must take reasonable care to protect your belongings or they may not be covered if stolen. This includes carrying with you valuable items such as electronic devices, jewelry, cash, travel documents and credit cards and never leaving them unsupervised. You must also report any theft to the local authorities as soon as possible and retain documentation to support your claim.

·         If a crowd suddenly becomes a riot, it may impact your cover. Contact our 24/7 Emergency Assistance team if you’re affected by civil unrest so they can establish your safety and advise on what to do.

·         Traffic accidents are unfortunately too common in China, whether you’re driving, on a bicycle or on foot. If you’re involved in an accident, you’ll need written confirmation from the local authority to support any claim. Please also contact Emergency Assistance if you’re injured.

This is only a summary of cover and does not include the full terms and conditions of the policy. You should read your policy wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, customer service is here to help.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $5,000
  • Standard Plan: $2,500
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $10 million
  • Standard Plan: $5 million
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation & Repatriation

We’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $500,000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Covers the theft, damage or delay of your bags, tech and sports gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Medical Expenses
  • Emergency Dental for Injury or Sickness
  • Bedside Companion Travel and Subsistence
  • Emergency Professional Services
  • Emergency Evacuation and Repatriation
  • Return of Travel Companion/Dependent Children
  • Return to Your Trip Destination
  • Return of Remains
  • Travel Accident
  • Flight Accident
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage and Personal Effects Theft or Damage
  • Baggage and Sporting Equipment Delay
  • Travel Documents Theft or Damage
  • Sporting Equipment Theft or Loss by a Common Carrier
  • Covered Adventure Sports listed in Policy
Assistance Services Included
  • LiveTravelTM Emergency Assistance
  • Worldwide Travel Assistance
  • Adventure Travel Hotline
  • 24/7 Security
  • Travel Medical Assistance
  • Bag Trak
This is a general summary for Canadian residents only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all provinces. Check the Travel Insurance Policy for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 16 December 2016 and rated 4 stars

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