Don't let your medical expenses bury you

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Whether on a rainforest trek or a snorkel among the corals, accidents and injuries can put a damper on your action-packed adventure. Whatever your medical emergency—scooter accidents, shark bites or altitude sickness--World Nomads’ Travel Insurance Plans for Canadians may help you get the right care quickly

Our Standard and Explorer plans both offer Emergency Medical coverage including:

  • Costs for medical physicians and specialists
  • Hospital stays and diagnostic tests
  • Medical evacuation.

Benefit limits apply and vary depending on your plan, so take the time to carefully consider your travel plans and the level of cover you may need.

Our Emergency Assistance team can also guide you to the nearest hospital, set up direct payments to medical facilities, and help you navigate the local culture.  Be sure to have travel insurance for the entire duration of your trip and give us a call to get approval before seeking medical attention. 


What’s covered?

If you’re traveling out of province, or overseas and you unexpectedly get sick or into an accident, we cover:

  • Hospital stays
  • Physician care, including out-patient treatment
  • Prescribed medicines, X-rays, and laboratory tests
  • Emergency evacuation and repatriation

What’s not covered?

Some things are included in World Nomads plans such as:

  • When you've taken recreational drugs or alcohol
  • Any pre-existing conditions not stable and under control
  • Whenever you've been taking needless risks or acting irresponsibly
  • Non-essential medical treatment, such as routine physical exams
  • Jumping on a motorbike without a helmet or license even if not required by the country you’re visiting
  • Care or treatment that is not payable under your GHIP or any other insurance plan

This is not a full list of what's covered and what's not covered. Your plan may be subject to exclusions and limitations. For more information check out our articles on overseas medical coverage and adventure sports coverage.

How to get medical assistance.

It’s essential that you get in contact with our Emergency Assistance team as soon as possible so that our team can support you from the time your fall sick or get injured until the time you're well again.

So that our Emergency Assistance teams can assist you quickly, please be ready with the following:

  • Your policy number
  • A contact number for where you are now and/or your cell phone number
  • The nature of your problem
  • Your location

Monkey Bite

While visiting the Monkey Forest in Bali, I was bitten by a monkey and blood was drawn. After returned to the hotel, I visited a local doctor that evening. I received the first rabies vaccination and then went to the International SOS office in Bali for an examination. There, I received a second rabies shot, and then immunoglobin shots.

S.D. U.S Resident in Indonesia

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $5,000
  • Standard Plan: $2,500
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $10 million
  • Standard Plan: $5 million
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation & Repatriation

We’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $500,000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Covers the theft, damage or delay of your bags, tech and sports gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Medical Expenses
  • Emergency Dental for Injury or Sickness
  • Bedside Companion Travel and Subsistence
  • Emergency Professional Services
  • Emergency Evacuation and Repatriation
  • Return of Travel Companion/Dependent Children
  • Return to Your Trip Destination
  • Return of Remains
  • Travel Accident
  • Flight Accident
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage and Personal Effects Theft or Damage
  • Baggage and Sporting Equipment Delay
  • Travel Documents Theft or Damage
  • Sporting Equipment Theft or Loss by a Common Carrier
  • Covered Adventure Sports listed in Policy
Assistance Services Included
  • LiveTravelTM Emergency Assistance
  • Worldwide Travel Assistance
  • Adventure Travel Hotline
  • 24/7 Security
  • Travel Medical Assistance
  • Bag Trak
This is a general summary for Canadian residents only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all provinces. Check the Travel Insurance Policy for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

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Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 16 December 2016 and rated 4 stars

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Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.

  • Does my insurance cover medical costs upfront or do I have to pay and claim later?
    It will depend on the situation at the time of the medical emergency! Should you require hospitalization and/or medical evacuation the insurer will work directly with the hospital and evacuation services on your behalf. They work very hard to ensure you do not have to pay out of pocket. However, should you require a visit to an urgent care facility, they will not accept any insurance so you most likely will have to pay out of pocket and, upon your claim being approved, be reimbursed for your expenses.